ICBC Appraisal in BC: One Service, Multiple Use Cases
When ICBC needs to see a documented value for your vehicle, the form is FIN-320 and the answer is an independent certified appraisal. We handle the FIN-320 for private-sale PST, total loss disputes, family transfer support, and imported vehicles, all remotely across BC for $75 flat.
Why buyers use this page
- Used for private-sale PST, total loss disputes, family transfer paperwork, and imported vehicle registration
- The form is FIN-320, the same certified appraisal regardless of the use case
- $75 flat fee, 1-hour turnaround after the file is accepted
- Remote workflow, accepted by Autoplan brokers and ICBC adjusters across BC
ICBC Appraisal BC
ICBC encounters vehicle valuation questions every day, but they almost never make the valuation themselves. Instead, the system relies on third-party documentation: a FIN-320 motor vehicle appraisal form completed by a qualified appraiser. When you order an ICBC appraisal, what you actually receive is a FIN-320, and that one form is used in several different scenarios depending on what the broker, claim adjuster, or Consumer Tax Branch needs.
When you actually need an ICBC appraisal
You do not always need a FIN-320. You need one when the value of the specific vehicle you are dealing with materially differs from a generic reference value. That happens most often with high-mileage daily drivers, below-average condition vehicles, work trucks, JDM imports, modified vehicles, low-mileage well-maintained vehicles in total-loss settlements, and family transfers in disputed scenarios.
The four most common ICBC appraisal scenarios
Different problems, same form. Each scenario shapes what we emphasize in the appraisal.
Private-sale PST support
You bought a used vehicle privately. The broker plans to charge PST on the Black Book value, which is higher than what you paid. A FIN-320 documents the actual market value and supports the lower tax basis.
Total loss settlement dispute
ICBC declared your vehicle a total loss and offered a settlement that feels low. A FIN-320 documents the actual market value of your specific vehicle, including condition, trim, mileage, and recent repairs.
Family transfer paperwork
You are gifting or transferring a vehicle to a family member. Some transfers are exempt; others are taxed. When the value matters, a FIN-320 ensures the broker uses the right number.
Imported vehicle registration
JDM, right-hand-drive, and unusual trim imports often do not fit Black Book tables. A FIN-320 documents the BC market value rather than relying on a number that may not exist for your vehicle.
What you receive
The deliverable is a single PDF, certified and ready to use.
Signed FIN-320 form
The official BC motor vehicle appraisal form, completed by a qualified appraiser, with the appraised value, vehicle details, and condition notes.
Supporting evidence
Comparable-sales references and condition adjustments that justify the appraised value when the broker, adjuster, or Consumer Tax Branch reviews the file.
Email-ready format
PDF delivered by email so you can forward it directly to your broker, ICBC adjuster, or Consumer Tax Branch refund file without printing or mailing anything.
How to get your ICBC appraisal
Submit the vehicle details, the relevant paperwork (APV9T, ICBC offer letter, transfer paperwork, or import documents), and a complete photo set.
We review the file, confirm the appraisal is supportable, and flag any missing details before completing the valuation.
After acceptance and payment, you receive the signed FIN-320 by email, typically within 1 hour, ready to use with your broker, ICBC, or Consumer Tax Branch.
ICBC Appraisal BC FAQ
What is an ICBC appraisal?
It is a certified FIN-320 motor vehicle appraisal completed by a qualified appraiser. ICBC, brokers, and the BC Consumer Tax Branch all reference the same form across multiple use cases.
Is this the same as a FIN-320?
Yes. The form people search for as an "ICBC appraisal" is FIN-320. The appraisal can support private-sale PST, total loss disputes, family transfers, or import documentation.
Do brokers accept a remote ICBC appraisal?
Yes. Autoplan brokers across BC accept properly completed certified FIN-320 appraisals regardless of whether the appraiser inspected the vehicle in person or remotely from photos and documents.
How much does an ICBC appraisal cost?
IC Appraisal BC charges $75 flat plus tax. The fee is the same for any of the use cases above.
How fast can I get the appraisal?
Typically within 1 hour after the file is accepted and payment is complete. Missing photos or unclear paperwork can slow acceptance, so a complete upload helps.
Do I always need an ICBC appraisal?
No. You need one when the specific vehicle is materially different in value from generic reference data, or when an ICBC settlement, transfer, or registration depends on a documented number rather than a default value.
Helpful next steps
Use these supporting pages to keep moving.
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