Vancouver Car & Vehicle Appraisal — $75 FIN-320 in 1 Hour
Certified car and vehicle appraisals for Vancouver drivers — $75 flat, fully remote, back in about an hour, and accepted at Autoplan brokers across Metro Vancouver.
Serving Vancouver
- $75 flat-rate appraisal
- 1-hour turnaround after acceptance
- 24/7, 365 days/year
- Remote document review
- Certified appraisers
Certified FIN-320 Vehicle Appraisals in Vancouver
Vancouver has one of the highest private-sale vehicle transaction volumes in Canada. When a used vehicle’s mileage, condition, history, or market value is lower than a generic reference value, a certified FIN-320 can help document the vehicle’s actual value for PST paperwork.
Estimate Potential PST Savings in Vancouver
Use the calculator to estimate whether a certified appraisal could support a lower taxable value for your privately purchased vehicle.
You could save $525 after the appraisal fee. That's a 33% reduction in PST.
Start Your AppraisalWhy Vancouver Drivers Overpay PST — and How to Fix It
Vancouver is the largest vehicle market in the province and one of the busiest private sale markets in Canada. City driving wears a vehicle in ways a generic reference value never accounts for: constant stop and start traffic, tight underground parking, kerbed alloys, door dings, and brake wear from the hills. A fair private sale price here is very often below book, and a certified FIN-320 is how you document why.
Vancouver market snapshot
Vancouver sits inside a service area of 675,000+, with local buying patterns shaped by the North Shore mountains, Stanley Park, the Cambie Corridor.
High commuting mileage and dense-city wear make condition adjustments especially important.
Private-sale buyers often move quickly between Vancouver and Burnaby registration appointments.
Imported vehicles and older daily drivers show up often in Vancouver private-sale listings.
Prepared for Autoplan Broker Paperwork in Vancouver
A certified FIN-320 is designed for use with Autoplan broker paperwork across Vancouver.
Neighborhoods We Serve
- Downtown
- Kitsilano
- East Vancouver
- Main Street
- Commercial Drive
- Kerrisdale
- West End
Autoplan Broker Areas
- Kingsway
- Broadway
- Main Street
- Hastings
- Commercial Drive
How a Vancouver FIN-320 Appraisal Works
Entirely remote — you never leave your home in Vancouver.
Submit online
Complete our short form and upload vehicle photos and your signed APV9T from anywhere in Vancouver.
We review
We verify your submission and send a quote. Anything missing? We flag it before charging you.
Pay $75
Credit card or e-transfer. Your 1-hour delivery timer starts the moment we accept.
Receive FIN-320
Signed, certified FIN-320 emailed to you within the hour. Walk into any Autoplan broker.
Vancouver Pricing, Turnaround, and Guarantee
Clear pricing before you start. Fast turnaround once accepted. Guarantee on the deliverable.
$75 flat, before you start
One price for FIN-320 appraisal, $75 plus tax, regardless of vehicle type or value. No hourly fees, no surprise upcharges. You see the price before submitting the application.
1-hour turnaround after acceptance
Once we accept your file (complete photos, complete paperwork, payment confirmed), the signed FIN-320 is delivered within 1 hour. 24/7 service, including weekends and holidays.
Broker-acceptance guarantee
If your Vancouver Autoplan broker rejects our FIN-320 because of an error on our end, we fix it free. The form is the same BC government FIN-320 used at every Autoplan broker in the province.
What Vancouver Drivers Are Saying
Real PST savings from real BC private-sale buyers.
"Saved me over $400 on PST. Process was incredibly fast and the FIN-320 was accepted at my Autoplan broker with no issues."
"Got my appraisal in under 45 minutes. Best $75 I ever spent — saved way more than that on PST."
"Professional service at an unbeatable price. Appraisal was thorough and accepted first try."
Best next guides for Vancouver buyers
These pages answer the questions we see most often from Vancouver customers before they submit a FIN-320.
Vancouver FIN-320 Appraisal FAQ
Do Vancouver Autoplan brokers accept a remote FIN-320 appraisal?
Yes. A properly completed certified FIN-320 is designed for use with Autoplan broker paperwork whether the supporting review was prepared remotely or in person. The signed form is the same BC government document.
How long does a Vancouver vehicle appraisal take?
Our 1-hour turnaround starts the moment we accept your application. Most Vancouver customers get their FIN-320 emailed back in 30–60 minutes, 24 hours a day, 365 days a year.
When does a Vancouver buyer need value support?
A FIN-320 is most useful when the vehicle condition, mileage, history, or local market value is clearly below the value being used for PST paperwork.
Why is ICBC’s value so much higher than what I paid in Vancouver?
The value ICBC starts from is a generic figure for the year, make and model. It has never seen your vehicle. If yours carries city mileage, panel damage or mechanical faults, the FIN-320 is the mechanism the Ministry accepts for paying PST on what it is genuinely worth.
Do I have to bring the vehicle anywhere?
No. Everything is done from photos and your paperwork, so there is no drive downtown, no appointment and no parking to find. Most Vancouver appraisals come back within the hour.
Key facts, sources and verification
- Form
- FIN 320, Motor Vehicle Appraisal Form
- Governing legislation
- Provincial Sales Tax Act (British Columbia)
- Value reported
- Expected retail value on a private sale. The form states the appraised value is not a trade in figure.
- Valuation source
- Canadian Black Book
- Who may complete it
- A registered motor dealer, an equivalent business in another jurisdiction, or a person whose business it is to appraise motor vehicles
- Area served
- All of British Columbia, handled remotely
- Provider
- IC Appraisal BC
- Standard fee
- $75 plus tax for an accepted standard remote FIN 320 file
- Turnaround
- Delivered by email, typically within an hour of the application being reviewed and accepted
Quick answers
- Who is allowed to complete a FIN-320 in British Columbia?
- The FIN 320 form states it must be completed by a motor dealer registered under the BC Motor Dealer Act, a person authorized to carry on a similar business in another jurisdiction, or "a person whose business it is to appraise motor vehicles." Bulletin PST 308 repeats the same requirement. IC Appraisal BC qualifies under the third category, and the appraiser signs the Part 5 certification on every form.
- How does BC decide how much PST you pay on a private vehicle sale?
- PST is charged on the greater of the purchase price or the average wholesale value, which Bulletin PST 308 defines as the Canadian Black Book value. If you believe the vehicle is worth less than that, you may provide a completed FIN 320. The bulletin then says that where the appraised value and the purchase price are both below the average wholesale value, PST is calculated on the greater of the appraised value and the purchase price.
- What value does a FIN-320 actually report?
- Retail value, not a trade in figure. The form itself carries the note that the appraised value "is NOT intended to be trade-in value but represents the expected retail value when a motor vehicle is sold privately." This is the single most common misunderstanding, and quoting a trade-in figure on a FIN 320 is a defect in the form.
- What is the difference between a FIN-320 and a FIN-355MV?
- The FIN 320 is the appraisal; the FIN 355/MV is the refund application. You present a FIN 320 when you register the vehicle to have PST charged on the appraised value in the first place. If PST has already been paid, the FIN 320 instead becomes an attachment to a FIN 355/MV refund claim, which the Ministry of Finance must receive within 30 days of the registration date.
- Can the seller get the appraisal, or does it have to be the buyer?
- Either. Bulletin PST 308 states that appraisals "may be obtained by the purchaser or seller of the motor vehicle." In practice the buyer usually orders it, because the buyer is the one paying the PST.
- What does IC Appraisal BC charge for a FIN-320 appraisal?
- $75.00 plus GST and PST for the certified FIN 320 appraisal, delivered by email, typically within an hour of the application being reviewed and accepted. If you have already paid PST and want the FIN 355/MV refund package assembled and filed for you as well, that is $174.00 plus tax in total.
Sources
The statements above are drawn from the following primary documents. Each was checked against the source on the verification date below.
- FIN 320, Motor Vehicle Appraisal Form (BC Ministry of Finance)
- Bulletin PST 308, PST on Vehicles (BC Ministry of Finance)
- Notice 2022-005, PST on Motor Vehicles Purchased at Private Sales or Imported from Outside Canada
- FIN 355/MV, Application for Refund of PST Paid on a Motor Vehicle
- APV9T, ICBC Transfer/Tax Form (carries the ten day registration deadline)
- ICBC vehicle registration
Appraisals are prepared using Canadian Black Book, the same source ICBC and the Ministry of Finance rely on.
Verified against the source documents on .
This page is general information about British Columbia vehicle appraisal and PST, not legal or tax advice. PST is assessed by the BC Ministry of Finance and registration is handled by ICBC and Autoplan brokers, so the amount of tax owing or refunded on any particular vehicle is determined by them, not by the appraiser. Figures quoted from government publications were verified against the source documents on the date shown.
Ready to Save on PST in Vancouver?
Your certified FIN-320 appraisal, delivered by email after acceptance and payment. Remote, $75 flat-rate support for BC private-sale paperwork.
Start Your Vancouver AppraisalAlso serving: all of British Columbia